Defined Contribution


Many workers sole source for retirement savings go towards their retirement plans. It is up to their employer to choose an experienced and knowledgeable retirement plan professional that provides unbiased advice and constant investment due diligence, stays up to date on law changes, educates plan participants and is competitive in pricing.


Our job is to help you, the plan sponsor, as you strive to meet your fiduciary responsibilities while offering your employees a retirement plan that will help them make meaningful progress toward their financial goals. We emphasize the following five tangible goals for our clients:

  1. Consult on retirement plan matters
  2. Potentially reduce and manage fiduciary risk through a documented and repeatable investment management process
  3. Provide employees with quality education, strong plan design and a diversified investment offering
  4. Monitor the plan’s cost structure vs. value received
  5. Coordinate with all service providers acting as a quarterback and advocate for you and your employees


  • Documented policies and procedures
  • Co-fiduciary services
  • Updates on legislative landscape
  • Investment expertise:
  • Documented due diligence criteria
  • Search and selection: focus on cost versus value
  • Quarterly investment review meetings
  • Participant experience:
  • Individual advice available
  • Retirement and financial planning
  • Onsite employee meetings and education
We can help you with the following:

Act as a third party advocate for your organization and employees with your retirement plan provider:

Our team provides advocacy and assistance to you as plan sponsor through all facets of the retirement plan process – fiduciary, investment management, participant education/communication and recordkeeping/administration

Perform a thorough needs assessment and conduct plan evaluation on an ongoing basis:

Define success for your retirement plan and set goals for the next 12 months. Evaluate progress annually.

Search for opportunities to improve in mission-critical areas such as technology, reporting, fees, plan design and ERISA 404c compliance. This is documented annually with your input (and files) through a relationship plan.

Conduct due diligence on plan providers on a periodic basis, with your approval and input, by assessing the marketplace from tools, service and cost perspective.

Develop and execute an investment policy that defines your organization’s objectives.

Pursue rigorous due diligence to help you create a diversified investment menu:

This includes analyzing the investment behavior of your plan’s participants, diversifying available asset classes accordingly and conducting manager searches.

In addition to traditional manager research, we take particular care in recommendations around the choice of a qualified default investment alternative, selection of an appropriate target retirement date fund and stable value analysis.

Develop a communication strategy to help employees achieve their financial goals

A well-constructed communications strategy can help you meet certain 404c requirements while encouraging enrollment and helping participants get the most out of your retirement plan.

Help employees understand benefits of their plan and appreciate the time and money the organization invests in their retirement programs.

Coordinate educational meetings and be available to your employees on a one-on-one basis:

Success of your plan hinges upon the level of employee participation and engagement as well as plan design.

Our level of participant education investment can vary. Part of our service offering is overseeing the communications program, developing content, hosting group meetings that are plan specific as well as webinars on broader financial wellness themes and having individual conversations.